Get up to 4.5% interest p.a. with a Group Stash

How to open a Group Stash and get the 4.5% interest p.a.

1. Open a Tonik Account and create a Group Stash

Whoever starts a Group Stash is the group owner.

2. Invite other friends with Tonik Accounts

You're free to invite more, but the minimum number of Group Stash members should amount to 3 people.

3. All 3 members must contribute at least ₱1 for the Group Stash to earn 4.5% interest p.a.

The rate will be adjusted automatically and interest will be paid at the end of the month.

4. Planning to withdraw? Ask your Group Stash owner!

If that's you, then no problem! But only the group owner can withdraw. Make sure the owner is a responsible friend you trust!

Your money's safe with us, luvs! Deposits are insured by PDIC up to ₱1 Million per depositor.

What can you use a Group Stash for? Let us count the ways.

Barkada Travel Goals

Wherever you wanna go with your squad, make it happen by saving together in a Stash!

House Bills, Bills, Bills!

Raise the right funds for all those living expenses with your roomies or housemates.

Bunso’s Tuition Stash

Do your folks a favor and make a Stash with your sibs to pay for bunso’s schooling.

Family Car Fund

Need a new car for the fam? Pool your cash together for a sweeter ride!

Make Your #SquadGoals a Reality with Tonik's Group Stash

Start your neobanking romance now!

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