Introducing the Tonik App, the official mobile banking app of Tonik Digital Bank, the Philippines’ first fully licensed digital bank regulated by the Bangko Sentral ng Pilipinas (BSP). Designed for Filipino residents to manage quick loans, high-interest savings, and debit cards.
They say relationships are built on trust and security. Get real‑time controls and bank‑grade security – anytime, anywhere. Plus? Your deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to ₱1 Million per depositor. Yup, we make scammers get tired of trying. We’re the partner you deserve: 0% boring, 100% digital.
Lock card feature
Block online payments and transactions using this card to prevent unauthorized usage.
Limits management
Select your desired maximum spend every single day.
Face ID
Secure your app and lock it from unwanted access.
Easy reissuance of virtual card whenever needed
When initial card is blocked to prevent unauthorized transactions.
Automated fraud monitoring and control
To ensure security of your Tonik account.
How to Onboard on Your Tonik App
For iPhone users, the minimum supported software system is iOS 13.4
For Android users, the minimum supported OS is Android OS version 9.0.0
Your phone needs to have a front-facing camera. It is also recommended that your phone has at least 3GB of RAM
Find out what our customers luv about Tonik!
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112K reviews
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Get the tonik app
Scan the QR code to download the app
We wish you a smooth app download!
